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Loan Servicing Partner and Platform in One
Loan Servicing Partner and Platform in One
Loan Servicing Partner and Platform in One
We provide loan servicing with proactive loan management, expert support, and an intuitive platform to help private lenders grow.
We provide loan servicing with proactive loan management, expert support, and an intuitive platform to help private lenders grow.
We provide loan servicing with proactive loan management, expert support, and an intuitive platform to help private lenders grow.









Essential Servicing
Core Servicing that Private Lenders Need
Essential Servicing
Core Servicing that Private Lenders Need
Your Payments & Statements, Handled
We collect your borrower payments by ACH, with reconciled statements to you – and the borrower, if needed – each month. We’ll also handle the payoff and reconveyance for you.
Your Payments & Statements, Handled
We collect your borrower payments by ACH, with reconciled statements to you – and the borrower, if needed – each month. We’ll also handle the payoff and reconveyance for you.
Access Expert Support When You Need It
You will be assigned a dedicated servicing expert who will be on hand to help as needed, whether that’s in a 1-to-1 call, over Slack, or by email.
Access Expert Support When You Need It
You will be assigned a dedicated servicing expert who will be on hand to help as needed, whether that’s in a 1-to-1 call, over Slack, or by email.
Independent Loan Verification
Every loan is independently verified by us against the loan documents to ensure accurate servicing.
Independent Loan Verification
Every loan is independently verified by us against the loan documents to ensure accurate servicing.
Essential Servicing
Core Servicing that Private Lenders Need
Your Payments & Statements, Handled
We collect your borrower payments by ACH, with reconciled statements to you – and the borrower, if needed – each month. We’ll also handle the payoff and reconveyance for you.
Access Expert Support When You Need It
You will be assigned a dedicated servicing expert who will be on hand to help as needed, whether that’s in a 1-to-1 call, over Slack, or by email.
Independent Loan Verification
Every loan is independently verified by us against the loan documents to ensure accurate servicing.
Your Modern Loan Servicing Platform
Streamline Your Operations with Our Purpose-Built Technology
Your Modern Loan Servicing Platform
Streamline Your Operations with Our Purpose-Built Technology
Your Modern Loan Servicing Platform
Streamline Your Operations with Our Purpose-Built Technology
Escape Spreadsheet Hell
Use our included lender portal to view your entire loan portfolio simply and intuitively, safe in the knowledge that we’re handling your key servicing tasks for you.
Streamlined Loan Onboarding
Onboard new loans in minutes with our intuitive system that pre-fills much of your loan data.
Real-Time Portfolio Dashboard
All your loan data is at your fingertips for you to search, review, and download.


Escape Spreadsheet Hell
Use our included lender portal to view your entire loan portfolio simply and intuitively, safe in the knowledge that we’re handling your key servicing tasks for you.


Escape Spreadsheet Hell
Use our included lender portal to view your entire loan portfolio simply and intuitively, safe in the knowledge that we’re handling your key servicing tasks for you.


Proactive Loan Management
Keep Loans Performing with Proactive Support
Proactive Loan Management
Keep Loans Performing with Proactive Support
Proactive Loan Management
Keep Loans Performing with Proactive Support
Early Payment Reminders
To help keep loans current, automated reminders are sent to borrowers five days before payments are due.
Early Payment Reminders
To help keep loans current, automated reminders are sent to borrowers five days before payments are due.
Early Payment Reminders
To help keep loans current, automated reminders are sent to borrowers five days before payments are due.
Next-Day Delinquency Response
We personally reach out to every borrower by the next business day after payments are missed or returned.
Next-Day Delinquency Response
We personally reach out to every borrower by the next business day after payments are missed or returned.
Next-Day Delinquency Response
We personally reach out to every borrower by the next business day after payments are missed or returned.
Real-Time Portfolio Updates
Receive live alert notifications to stay on top of every important loan update.
Real-Time Portfolio Updates
Receive live alert notifications to stay on top of every important loan update.
Real-Time Portfolio Updates
Receive live alert notifications to stay on top of every important loan update.
Why Lenders Choose Petra
Choose the Smart Way to Manage Your Loans
Why Lenders Choose Petra
Choose the Smart Way to Manage Your Loans
Why Lenders Choose Petra
Choose the Smart Way to Manage Your Loans
Servicing Software
Independent Oversight
Borrower Communication
Servicer Communication
Simple Pricing
Other Servicers
Static & Clunky
Reactive
Email Only
Complex Add-ons
In House Servicing
-
-
HR Costs
Other Services
In-House
Servicing Software
Independent Oversight
Borrower Communication
Servicer Communication
Simple Pricing
Other
Servicers
Static &
Clunky
Reactive
Email Only
Complex Add-ons
Servicing Software
Independent Oversight
Borrower Communication
Servicer Communication
Simple Pricing
Other Servicers
Static & Clunky
Reactive
Email Only
Complex Add-ons
In House Servicing
-
-
HR Costs
How It Works
Start Onboarding New Loans Within Days
How It Works
Start Onboarding New Loans Within Days
How It Works
Start Onboarding New Loans Within Days
1. Introductory Call
Sign up for a discovery call to learn how we can help your operations.
1. Introductory Call
Sign up for a discovery call to learn how we can help your operations.
1. Introductory Call
Sign up for a discovery call to learn how we can help your operations.
2. Due Diligence
We will carry out some simple due diligence checks before having you sign our master servicing agreement.
2. Due Diligence
We will carry out some simple due diligence checks before having you sign our master servicing agreement.
2. Due Diligence
We will carry out some simple due diligence checks before having you sign our master servicing agreement.
3. Onboard First Loans
Using our intuitive lender portal onboard your first loans.
3. Onboard First Loans
Using our intuitive lender portal onboard your first loans.
3. Onboard First Loans
Using our intuitive lender portal onboard your first loans.
Trusted by Private Lenders
Trusted by Private Lenders
Trusted by Private Lenders
“Petra Loan Servicing has transformed our private lending operations. Unlike other servicers we have used, they are responsive, proactive, and their platform has all the data we need to manage our loans. I highly recommend using Petra!"
“Petra Loan Servicing has transformed our private lending operations. Unlike other servicers we have used, they are responsive, proactive, and their platform has all the data we need to manage our loans. I highly recommend using Petra!"


Lindsey Gala
Lending Operations Associate
Lending Operations Associate
F2 Finance
F2 Finance
Frequently Asked Questions
What You Need to Know
Frequently Asked Questions
What You Need to Know
Frequently Asked Questions
What You Need to Know
Which states can you service loans for?
We are currently able to service loans across the US, with the exception of: California, Oregon, Arizona, Idaho, Nevada, South Dakota and Minnesota. We plan to be licensed to service in California and Oregon by early 2025, along with the remaining five states in the near future.
If you are lending nationwide, or in one of the above states, please let us know and we’ll reach out when we’re ready to service in your region.
What types of loans can you service?
How will I receive borrower payments?
Why should I trust Petra Loan Servicing?
Which states can you service loans for?
We are currently able to service loans across the US, with the exception of: California, Oregon, Arizona, Idaho, Nevada, South Dakota and Minnesota. We plan to be licensed to service in California and Oregon by early 2025, along with the remaining five states in the near future.
If you are lending nationwide, or in one of the above states, please let us know and we’ll reach out when we’re ready to service in your region.
What types of loans can you service?
How will I receive borrower payments?
Why should I trust Petra Loan Servicing?
Don’t find the answer? Contact Us
Ready to Scale Your Lending?
With our talented team of loan servicing experts, and our servicing platform built specifically for private lenders, managing your portfolio has never been easier.
With our talented team of loan servicing experts, and our servicing platform built specifically for private lenders, managing your portfolio has never been easier.