Learn how 30/360, Actual/365 and Actual/360 interest work in private lending, when Dutch interest makes sense, and why a simple, predictable structure makes for smoother payments and payoffs.

Explore the “prepayment dilemma” in private lending. Learn the pros and cons of prepayment penalties, alternatives like minimum interest periods, and strategies to balance yield with strong borrower relationships.

Discover how interest reserves can boost returns, reduce risk, and simplify operations for private lenders. Learn when to use them, how to structure them, and how Petra supports flexible reserve setups—even for complex rehab and construction loans.

Petra Loan Servicing launches a modern, technology-driven platform for private lenders, backed by Faes & Co. Streamline loan servicing with paperless onboarding, instant payoff statements, and transparent pricing.